Accidental Damage

When purchasing your iPad insurance policy, you can also opt to be covered for accidental damage. After all, accidents do happen at times, no matter how much we try to prevent them. Let’s take a look at what is classed as accidental damage by the iPad insurance companies.

Insurance companies’ will class accidental damage as unintentional breakage which results in your iPad not being able to perform or function to its full ability. Unintentional breakage is still a wide definition so let’s take a look at a couple of scenarios that determine whether you are covered or not.

Examples of Unintentional Breakage

: You have bought a new bag and the strap breaks resulting in your iPad falling to the floor

: Accidentally spilling liquids over it which results in a loss of functions

: Falling over and breaking your iPad in the process

Examples of Scenarios not Classed as Unintentional Breakage

: Smashing your iPad because your favorite football team has not won the latest match is definitely not accidental damage and this is classed as deliberate breakage

: Using your iPad in unsuitable environments such as around the swimming pool

: Failure to carry out maintenance such as updates and cleaning

: Failure to use the iPad as suggested by the manufacturer

How to Claim For Accidental Damage.

Whether or not you receive a replacement or a new iPad is totally dependent on the damage that has been caused and the policies of the insurance company. If you are in any doubt as to the coverage of your insurance policy when it comes to accidental damage then check the terms and conditions which will give full definitions for clarification.

Should accidental damage occur to your iPad then your first course of action is to get in touch with your insurance company and inform them that you would like to make a claim. They will then issue further instructions and may even ask to see the iPad itself.